Being early feels disciplined. Being late feels safe.

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Both have costs.

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Early decisions carry carrying costs — financial, emotional, structural.

 

They require endurance and tolerance for ambiguity.

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Late decisions carry compression risk. They remove margin for error and increase dependency on external conditions.

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Most people optimize for comfort in the present.

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They underestimate the asymmetry of timing.

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The mistake is not choosing early or late.

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It’s choosing without understanding which cost you’re accepting.